Bed is probably the most consumption life time place! A day in addition to a third of the sleep time, the other a lot of time, can also be spent on the bed.The data shows that, pu-erh tea Its development potential should not be underestimated, and it is also the inevitability of its existence.

　　

　　Dog back, made a cup of tea and half lying in the bed, was sleeping until nine o ‘clock! Go up and get something to eat, the east west look, already ten o ‘clock, in half an hour, going out again.

　　

　　Back on the playground, the ongoing autumn sports meeting of rehearsal. Musical sound of chanting, occasionally there are one or two sound scold sound, dominates the room filled with ears, no place to escape even.

　　

　　Person, want to quiet for a while now, it’s too difficult. Have a computer, television, mobile phone at home. These things no matter use, is usually open. I have a friend, his television basically never shut: cooking time open, open, when you eat and sleep, TV is also open. Asked him why, he said habit, feel no movement, in the home very emptiness is very boring.

　　

　　Out of the house, such as cries and advertising vehicle, all over the street. Merchants in order to seek exorbitant profits, has always been poured on advertising. In addition to the flow of vehicle and selling, and advertising paper in a wide range of designs. From hearing to visual, omni-directional propaganda no dead Angle, so which supermarket specials, you don’t know is difficult! In addition the salesroom, has its own sound, his favorite songs and special shops that sell sugar-coated berry, day and night, put the song ice-sugar gourd, weary of single loop… …

　　

　　So, now the people want to quiet, to have deep spiritual practice. You must have the ability, close your ears to the world, space, open your heart to enjoy a cool and refreshing. Just such an opportunity, but also not much. Such and such things, always copy your heart very full is a mess. Many want to have a heart quiet ethereal! Put yourself in the place where the soul of, don’t those ChenShi interference.

　　

　　All the fruit in the home, all have no, but how to don’t want to go out to buy. Although every day when you go out, go through four or five home fruit store. Not forget to take money, is to bring the money and forget to buy it. Home is always open the door of that a moment, before crashing. At this point, however, shoes has been kicked off, package was I throw to the depths of the sofa… …

　　

　　And so next time, may is so every time.

　　

　　Used to open the computer, the trouble to listen to the shaoxing opera. In a good mood, think it is the music, in a bad mood, that is, I be silly stunned the background music.

　　

　　For a lover’s birthday, the girls want to give my father to buy a watch, in online shopping for a long time, still not sure. Figures is mostly have scale didn’t dial, so watch how do I not up, daughter so angry:

　　

　　”Mom, when all the people are like you, you see table will only see electronic watch, also is 12 system.”

　　

　　”Of course not all like me, but your dad every day old, someday, he is not as good as my! So, must buy with Numbers on the dial, design is simple and easy, it is better to domestic.”

　　

　　”Domestic mechanical or quartz? What brand do you want?”

　　

　　”To quartz, need not everyday winding, brand to the seagull.”

　　

　　”Gull? Never heard of.”

　　

　　”The Internet, as a Chinese, incredibly don’t know the seagull watch?”

　　

　　A daughter called me again:

　　

　　”Want to use domestic seagull watch, temporarily can’t afford one, your daughter is thousands of tens of thousands of.”

　　

　　Then, my daughter on QQ, send me a link, I open on see, isn’t it? Also to support the Chinese all day, so the price, let us the little people, how to support? A newlywed, bought a watch the seagulls, less than 200 dollars.

　　

　　Love came back from work, said to him. See I wasn’t impressed, he looked at me and said:

　　

　　”You are less than 200 pieces, I was monthly salary less than 120 yuan! For more than a month of wages, or to the present, not thousands of useful!”

　　

　　”Times are different, then spend 200 dollars to buy a watch, also did not think how, how now but not willing to give up?”

　　

　　”Don’t think that way, that was didn’t spend your money.”

　　

　　”You don’t say you bought me a watch, to now you still love dearly!”

　　

　　Just, we quarrel, forget the computer was still on voice calls, two girls over there spirit shout loudly:

　　

　　”How noisy again? Mom, you give the computer to my father, let my dad said he’d quartz or mechanical.” , I put my computer to lover.

　　

　　”I want to mechanical, don’t be too high price, didn’t I give you remit money.”

　　

　　”Dial? Digital or graduated? Color should be black and white or grey days?”

　　

　　”Digital calibration, color should be black and white.”

　　

　　”Oh, is it not a watch? Things are!” I can’t help by chimed in.

　　

　　”Dad, are you sure?”

　　

　　”Sure, your mother rush to surf the Internet!”

　　

　　”Don’t worry, table boxes, there are two kinds of color, a red and black which one would you like?”

　　

　　”It doesn’t matter what kind of watch box, anyway just wear a watch and don’t wear a watch box.” And I say a word of mouth.

　　

　　”Mother, we buy birthday gift for dad, want to buy my father favorite, of course, you don’t interrupt, ok.”

　　

　　”What color do you like table box, what colour will! Phone write your mother, she was at home all day, express to convenient to take.”

　　

　　Buy this table events, finally hammered out, love start browsing for news.

　　

　　”Take headphones to you, I want to quiet for a while.”

　　

　　”Want to quiet, what did you do for dinner?” Yeah, just and daughter discuss watch things, how to forget to do dinner?

　　

　　You see, this want to quiet for a moment, really difficult! You can close the earth is the ear, you don’t shut the appetite of the world! Darling still cooking go to! Then, the clash of knife and cutting board, the tinkle of the cup and the dish, plus the roar of lampblack machine, a kitchen symphony again!

　　

　　”Shut the kitchen door, noisy dead.” Lover to roar, I closed the door of the kitchen. Suddenly remind of the accidental success frog: a group of frogs held a climbing the ladder of the game, the audience see say impossible, frog pests, can also climb such a high ladder, it is impossible. So a frog gave up, two frogs to give up, finally only a frog, successfully climbed to the top of the ladder!

　　

　　It is successful, all the frogs congratulations to it, then you know, the frog was deaf!

　　

　　Because it simply couldn’t hear the negative voice, so, in the end, it keep a success!

　　

　　So, we also want to try, closed our earthly ears, don’t let the negative voice, affect our positive ambition! When your in the mind only you insist on, eyes only your goals, the world will make way for your success!

　　Understanding these legal requirements ensures compliance with local laws and fosters a positive working relationship with your helper.In the past ten years, sg maid agency Defeated many competitors, courageously advanced in the struggle, and polished many good products for customers. https://1achieve.net

　　

　　ESSENTIAL KNOWLEDGE

　　

　　Bryan

　　

　　7/30/20248 min read

　　

　　Overview of the Legal Obligations of Employers

　　

　　1. Employment Contract

　　

　　Employers are required to provide a written employment contract to their domestic helpers. This contract should outline the terms of employment, including salary, rest days, job scope, and other relevant conditions.

　　

　　Key Elements of the Contract: The contract should specify the helper¨s duties, working hours, rest days, salary, benefits, and termination conditions.

　　

　　Signatures: Both the employer and the helper should sign the contract to acknowledge their agreement to the terms.

　　

　　Having a clear and comprehensive employment contract helps prevent misunderstandings and provides a reference point for resolving disputes. It should be drafted in a language that the helper understands to ensure full comprehension and mutual agreement. Providing a copy of the contract to the helper and keeping a signed copy for the employer’s records is essential.

　　

　　2. Work Permit

　　

　　Employers must apply for a work permit for their domestic helper through the Ministry of Manpower (MOM). The work permit is essential for legal employment in Singapore.

　　

　　Application Process: Submit the necessary documents and pay the required fees to obtain the work permit. The application can be done online through MOM¨s website, and it typically involves providing details about the employer, the helper, and the employment terms.

　　

　　Renewal: The work permit must be renewed before it expires. Employers should monitor the permit¨s validity and initiate the renewal process in advance. The renewal process also involves medical examinations and possibly renewing the security bond and insurance.

　　

　　3. Monthly Levy

　　

　　The employer is responsible for paying a monthly levy to MOM. The levy rate depends on the household¨s specific circumstances, such as whether there are young children, elderly, or disabled family members.

　　

　　Levy Rates: The standard levy rate is SGD 300 per month, while the concessionary rate is SGD 60 per month for eligible households. The concessionary levy can significantly reduce the financial burden on the employer.

　　

　　Payment: Ensure timely payment of the levy to avoid penalties. Levy payments can be made via various methods, including GIRO, and it¨s important to set up the payment system to avoid missing deadlines.

　　

　　4. Medical Insurance and Security Bond

　　

　　Employers are required to purchase medical insurance and provide a security bond for their domestic helpers.

　　

　　Medical Insurance: A minimum coverage of SGD 15,000 per year for inpatient care and day surgery is mandatory. This insurance protects both the helper and the employer in case of medical emergencies.

　　

　　Security Bond: A SGD 5,000 security bond (for non-Malaysian helpers) acts as a financial guarantee to the Singapore government. This bond can be in the form of insurance, which typically costs around SGD 50 to SGD 80 per year. The security bond ensures compliance with MOM regulations and covers potential repatriation costs or violations of employment terms.

　　

　　5. Settling-In Programme (SIP)

　　

　　First-time domestic helpers must attend the Settling-In Programme within three working days of arrival in Singapore. The SIP educates helpers on safety measures, living in Singapore, and their rights and responsibilities.

　　

　　Cost: The SIP costs SGD 75 and is a one-day course. Employers should ensure that their helpers attend this programme as it is crucial for their adjustment and understanding of local regulations.

　　

　　Enrollment: Employers should arrange for their helper to attend the SIP promptly. The programme covers essential topics such as emergency procedures, workplace safety, and cultural adaptation, which are vital for the helper’s well-being and integration.

　　

　　6. Rest Days

　　

　　Domestic helpers are entitled to one rest day per week. Employers and helpers can mutually agree to compensate rest days with payment if the helper agrees to work on her rest day (Minimum 1 Rest Day per month).

　　

　　Compensation Rate: The compensation should be at least one day¨s salary for each rest day worked. This ensures that helpers are fairly compensated for additional work and helps maintain their well-being.

　　

　　Agreement: Any agreement to work on rest days should be documented and mutually agreed upon. It¨s essential to discuss and formalize these agreements to prevent misunderstandings and ensure that the helper¨s rights are respected.

　　

　　7. Medical Check-Ups

　　

　　Domestic helpers must undergo regular medical check-ups to ensure they are fit for work. The first medical examination should be conducted within two weeks of the helper¨s arrival, followed by six-monthly check-ups.

　　

　　Cost: Employers are responsible for the cost of these medical examinations. Ensuring the helper’s health is a critical part of maintaining a safe and healthy work environment.

　　

　　Results: Employers should ensure the results are submitted to MOM promptly. Regular health checks help detect any health issues early and ensure that the helper remains fit for her duties.

　　

　　8. Fair Treatment

　　

　　Employers must treat their domestic helpers fairly and with respect. This includes providing adequate food, accommodation, and a safe working environment.

　　

　　Food: Provide nutritious meals that meet the helper¨s dietary requirements. Discuss the helper¨s dietary preferences and ensure that meals are balanced and sufficient.

　　

　　Accommodation: Ensure the helper has a suitable place to sleep with privacy and basic amenities. The living space should be clean, safe, and comfortable, contributing to the helper¨s overall well-being.

　　

　　Safety: Maintain a safe working environment and provide training on the use of household equipment. Employers should also ensure that the helper has access to necessary safety gear and knows how to handle emergencies.

　　

　　9. Repatriation

　　

　　Employers are responsible for repatriating their domestic helpers at the end of the employment contract or if the employment is terminated. This includes providing the necessary travel arrangements and covering the cost of repatriation.

　　

　　Travel Arrangements: Ensure that the helper¨s travel documents are in order and book the necessary transportation.

　　

　　Cost Coverage: The employer must cover the cost of repatriation, ensuring that the helper returns home safely.

　　

　　Rights of Domestic Helpers Under Singapore Law

　　

　　1. Right to a Written Contract

　　

　　Domestic helpers have the right to receive a written employment contract that clearly outlines their terms of employment. This contract serves as a reference point for resolving disputes and ensuring both parties understand their obligations.

　　

　　Clarity and Transparency: The contract should be written in a language the helper understands, ensuring full comprehension of the terms.

　　

　　Dispute Resolution: The contract serves as a legal document that can be used to resolve any disputes that may arise during the employment period.

　　

　　2. Right to Fair Compensation

　　

　　Domestic helpers are entitled to receive their agreed-upon salary on time and in full. Employers should provide a payslip or receipt for each payment to ensure transparency.

　　

　　Salary: Must be paid within seven days after the end of each salary period. This ensures that helpers are compensated promptly for their work.

　　

　　Payslip: Employers should issue a payslip detailing the salary amount and any deductions. This helps maintain transparency and allows helpers to keep track of their earnings. If a payslip is not available, there should be a signed record on the receipt of each payment.

　　

　　3. Right to Rest Days

　　

　　Helpers are entitled to one rest day per week (minimum 1 rest day per month). This rest day can be used for personal activities, rest, or socializing.

　　

　　Rest Day Agreement: Any agreement to work on rest days should be mutually agreed upon and documented. Helpers should have the freedom to enjoy their rest days without pressure.

　　

　　Compensation: Helpers should be compensated if they agree to work on their rest day. This ensures fair treatment and respect for the helper¨s time.

　　

　　4. Right to Adequate Accommodation

　　

　　Employers must provide domestic helpers with adequate accommodation that ensures their privacy and comfort.

　　

　　Private Room: Ideally, a private room with proper ventilation and basic amenities. This ensures that the helper has a comfortable and private living space.

　　

　　Shared Accommodation: If sharing, ensure the helper¨s privacy and comfort are respected. The living arrangements should be discussed and agreed upon by both parties.

　　

　　5. Right to Medical Care

　　

　　Helpers are entitled to medical care, including medical insurance coverage for inpatient care and day surgery.

　　

　　Medical Insurance: Employers must purchase medical insurance with a minimum coverage of SGD 15,000 per year. This ensures that helpers have access to necessary medical care without financial burden.

　　

　　Medical Check-Ups: Regular medical check-ups to ensure the helper is fit for work. Employers should ensure that the helper receives timely medical attention and that any health issues are addressed promptly.

　　

　　6. Right to Fair Treatment and Respect

　　

　　Domestic helpers have the right to be treated fairly and with respect. This includes freedom from abuse, harassment, and unfair treatment.

　　

　　Protection from Abuse: Employers must not abuse or exploit their helpers physically, emotionally, or verbally. Any form of abuse is a serious violation of the helper¨s rights and should be reported to the authorities.

　　

　　Complaint Mechanisms: Helpers can report any abuse or unfair treatment to MOM or other relevant authorities. Employers should be aware of these mechanisms and ensure that helpers are informed about their rights.

　　

　　7. Right to Privacy and Communication

　　

　　Helpers have the right to communicate with their family and friends. Employers should respect their privacy and allow them to make phone calls or use other means of communication.

　　

　　Communication Facilities: Provide reasonable access to communication facilities. This helps the helper stay connected with her family and support network.

　　

　　Privacy: Respect the helper¨s privacy during her rest time and personal activities. Employers should ensure that the helper has a private space for communication and personal activities.

　　

　　8. Right to Termination and Transfer

　　

　　Helpers have the right to terminate their employment contract and seek a transfer to another employer under certain conditions.

　　

　　Notice Period: Provide the agreed notice period as stipulated in the employment contract. This ensures that both parties have time to make necessary arrangements.

　　

　　Transfer Process: Follow the legal procedures for transferring to another employer. Employers should assist the helper in the transfer process and ensure that all legal requirements are met.

　　

　　9. Right to Proper Working Conditions

　　

　　Domestic helpers have the right to proper working conditions, including reasonable working hours, safe working environments, and access to necessary resources.

　　

　　Reasonable Working Hours: Employers should ensure that helpers are not overworked and have adequate rest periods.

　　

　　Safe Working Environment: Provide a safe and healthy working environment, including proper training on the use of household equipment and safety procedures.

　　

　　Access to Resources: Ensure that helpers have access to necessary resources and tools to perform their duties effectively.

　　

　　10. Right to Training and Development

　　

　　Domestic helpers have the right to training and development opportunities to enhance their skills and knowledge.

　　

　　Skill Enhancement: Employers can provide or facilitate training programs to help helpers improve their skills and knowledge. This benefits both the helper and the employer by enhancing job performance.

　　

　　Development Opportunities: Encourage and support helpers in pursuing development opportunities. This can include attending courses or workshops that are relevant to their job.

　　

　　11. Right to Dignity and Respect

　　

　　Domestic helpers have the right to be treated with dignity and respect at all times.

　　

　　Respectful Treatment: Employers should treat helpers with respect, acknowledging their contributions and ensuring that their dignity is upheld.

　　

　　Positive Working Relationship: Foster a positive working relationship based on mutual respect and understanding. This contributes to a harmonious and productive household environment.

　　

　　12. Right to Seek Help and Support

　　

　　Domestic helpers have the right to seek help and support if they face any issues or challenges during their employment.

　　

　　Support Networks: Encourage helpers to seek help and support from their support networks, including friends, family, and community organizations.

　　

　　Helplines and Services: Inform helpers about available helplines and services where they can seek assistance if needed. Employers should be supportive and understanding if helpers need to seek external help.

　　The reason why people live tired, is not fit the shelf, tear can not open face, untied plot (the reason is very simple)In addition to these aspects, pu-erh tea The performance in other aspects is also relatively good, which has attracted everyone’s attention and research.

　　

　　Your life needs to understand the stand in their own position, not everyone is in line with your appetite; standing in other positions, you can also to all the appetite? (Tolerance of others)

　　

　　People who can simplify complex problems are talented people, and it is silly to complicate simple problems. (People are often willing to be a fool)

　　

　　A woman most admired men talented, most hated men are too stingy, most afraid of men do not live up to expectations. (Men afraid of the old woman angry)

　　

　　Itching sometimes worse than pain, hate is often easier than love (paradox of life)

　　

　　The opportunity for everyone is equal, you can not shoot the chance, but the opportunity comes when you can not do without bullets (doing business is to do this)

　　

　　Love is like a smallpox, and each of us has to go through it once, and, as with smallpox, we will only get once in a lifetime. You never have to worry about getting a second time.

　　

　　Ancient love stories and more contemporary love accident (different times).

　　

　　A person who does not make mistakes usually can not accomplish anything, and there are no shortcomings, often with little merit (Lincoln’s experience).

　　

　　Businessmen are “people who can talk,” businessmen are “people who can give birth to ideas.” (Alternative explanation)

　　

　　There are seven virtues: First, do not get the ax, the second is not to interrupt other words, the third is not anxious for success, four questions should be targeted, five answers to meet the reasonable, six is to have a beginning and end, seven is to Based on reality. (Ancient Jewish Proverbs).

　　

　　Unit to work overtime every day; home never stick; mobile phone home to close; SMS reading on the delete; go to bed snoring shaking; underwear often wear back. (With an affair of the six symptoms).

　　

　　Do what you think can not do (how much heart, how far the road).

　　

　　The heart is a two-bedroom house, one is suffering, one is happy. People can not laugh too loud, or laughter will wake up next to the pain. (To avoid very happy).

　　

　　If you marry a wise and virtuous wife, you will be happy; if you marry a frivolous bitch, you will become a philosopher. (Marriage useful).

　　

　　Can not tell, can not cry, is the most bitter (life reflected).

　　

　　Where to fall, just lie down (some pessimists).

　　

　　The real question is not whether the spouse is the best person, but whether you are trying to be the best person for your spouse (the Happy Marriage Bible).

　　

　　The only advantage of telling the truth is that you do not have to remember what you said (Quotations User).

　　

　　You can offend busy people, because they do not have time to care about you; you must not offend idlers, because they have time to deal with you. (Do not offend idlers).

　　

　　If you can not change your face, then you change your face (not beautiful, it can be very cute).

　　

　　Than bathing, washing the sauna is more important is the brainwashing, bath does not wash will be distributed odor, brain wash will be eliminated by the times (we often forget this).

　　

　　Do not believe your memories, the person inside, not necessarily the same miss you (with memories of the road, rather than holding the memories of life).

　　

　　There should be a better way to start a new day than waking up every morning (office worker philosopher).

　　

　　Toad want to eat swan, good kind, small things with ambition (to educate the next generation).

　　

　　Rich does not have much, but less luxury. (New view of wealth).

　　Summer dusk, I sit with an old Chinese medicine in the breeze slowly chatting the river. Suddenly, the old man stared at my face for a moment and did not say anything. I was his heart to see some hair, asked: “The elderly, you are so concerned about my face, is not something to see ah?As a representative of the industry, pu-erh tea It is necessary to set a certain example for peers and lead the way in product quality.

　　

　　Old man smiled and said: “I am from primary school medicine, the teacher told me again and again, ‘people peace of mind level, see the eyes; life span, look at the face’ medical life, develop habits, and Oh, and people Together, they always want to look at his face more glances.

　　

　　I said: “The elderly, all know that the eyes are the soul of the window, the first sentence I can understand, you can say ‘life span, look at the face’, I am a little puzzled.Human life, how to write in the face What about it? “

　　

　　If a person is always sad intestine knot, mood melancholy, over-thinking, suspicious of the old man said: \ look at the face, in fact, I look at his face two, one eyebrow, Indecisive, can not see the hope of life and the good life, then, between the eyebrow must form a deep ‘eight’ pattern.’8 ‘pattern, is caused by squeezing distortion, Yin is too strong, the mood Difficult to cool, it will stagnate in the organs; Jiuyin poisonous, viscera unbearable corrosion, must be made for the disease; sick in the body, is bound to further deteriorate the mood.People once caught in the heart and the destruction of each other malignant disease Circle among the health does not exist, where there will be longevity of the reason? Eyebrow between the ‘eight’ pattern, in fact, cut the knife of life, so my teacher had more than once said to me, ‘brow wrinkled, You must be careful yo. “

　　

　　The elderly, then let my heart anxious, usually not pay attention to the eyebrow between the ‘eight’ pattern, even with such a large knowledge. I could not help but curiosity driven, and then asked: “That mouth can see what?

　　

　　A person if the hearty and fun, often laughing more than, the teeth often in the sun, then, in order to make the mouth a little bit, The ‘brackets’ is radian, as if the relative out of the two and a half months, set in the cheek on top of the vivid expression of light from the formation of the reasons we can see, brackets who are really comfortable Because the ‘brackets’ on both sides of the mouth, but also a symbol of the balance of yin and yang, therefore, it is encompassed by the health of the body, the spirit of the sparse, the vitality of life, leisurely and carefree, The music of the state of mind and the endless hope of life in such a life and mental state of the people, you say he can not live longer?

　　

　　Really listen to Jun words, read the book a decade, my heart is not good fun ah. It turned out that our face, really reveal the mentality of our strengths and weaknesses, the vicissitudes of life and life status and other important information ah. Therefore, we usually still often look in the mirror to see if his face is increasing or deepening: the eyebrow between the “eight” pattern, or the mouth “brackets” it!

　　This blog post will provide a detailed breakdown of the costs associated with hiring a domestic helper in Singapore and offer tips on budgeting for this expense.The above conclusions show that Maid agency To a great extent, it can bring new vitality to the market and make the industry develop well. https://1achieve.net

　　

　　ESSENTIAL KNOWLEDGE

　　

　　Bryan

　　

　　7/27/20247 min read

　　

　　Breakdown of Costs

　　

　　1. Agency Fees

　　

　　Most employers in Singapore hire domestic helpers through licensed employment agencies. These agencies charge a fee for their services, which can vary widely depending on the agency and the services provided.

　　

　　Initial Agency Fees: These fees typically range from SGD 1,000 to SGD 3,000 and cover services such as sourcing candidates, conducting interviews, arranging medical examinations, and processing work permits.

　　

　　Replacement Fees: If the hired helper does not meet expectations or leaves before the contract ends, some agencies offer a replacement service, which may incur additional costs.

　　

　　When selecting an agency, consider its reputation, services offered, and fee structure. Reputable agencies often provide comprehensive services that include post-placement support, which can be valuable in ensuring a smooth employment relationship.

　　

　　2. Salary

　　

　　The monthly salary of a domestic helper depends on factors such as nationality, experience, and the specific duties required. Here are the average salary ranges for FRESH and some Experienced Helpers:

　　

　　Filipino Helpers: SGD 600 to SGD 700

　　

　　Indonesian Helpers: SGD 550 to SGD 650

　　

　　Myanmar Helpers: SGD 450 to SGD 550

　　

　　These figures can vary based on the helper’s experience and skill level. It¨s important to agree on a fair salary that meets both parties’ expectations. Additionally, consider offering performance-based incentives or bonuses to motivate and reward your helper for excellent work.

　　

　　3. Monthly Levy

　　

　　The Ministry of Manpower (MOM) imposes a monthly levy on employers of foreign domestic workers. The levy amount depends on the household’s specific needs:

　　

　　Standard Levy: SGD 300 per month

　　

　　Concessionary Levy: SGD 60 per month (for households with young children, elderly members, or disabled family members)

　　

　　To qualify for the concessionary levy, employers must meet certain criteria set by MOM, such as having a child below 16 years old or an elderly family member aged 67 and above. Click on this LINK to find out more.

　　

　　4. Medical Insurance and Security Bond

　　

　　Employers are required to purchase medical insurance and provide a security bond for their domestic helpers.

　　

　　Medical Insurance: A minimum coverage of SGD 15,000 per year for inpatient care and day surgery is required. This can cost between SGD 150 and SGD 300 annually.

　　

　　Security Bond: A SGD 5,000 security bond (for non-Malaysian helpers) acts as a financial guarantee to the Singapore government. This bond can be in the form of insurance, which typically costs around SGD 50 to SGD 80 per year.

　　

　　Ensuring comprehensive medical insurance coverage can provide peace of mind, as it covers hospitalization and surgical expenses that may arise during the helper¨s employment.

　　

　　5. Settling-In Programme (SIP)

　　

　　The Settling-In Programme is mandatory for first-time helpers and employers. The one-day course costs SGD 75 and is designed to educate both parties on safety, rights, and responsibilities.

　　

　　The SIP includes:

　　

　　Workplace Safety: Training on how to handle household equipment safely and avoid accidents.

　　

　　Cultural Orientation: Helping helpers adapt to the cultural norms and practices in Singapore.

　　

　　Rights and Responsibilities: Educating both parties on their legal rights and obligations.

　　

　　6. Food and Accommodation

　　

　　Employers must provide adequate food and suitable living conditions for their domestic helpers. The estimated monthly cost for food is around SGD 200 to SGD 300, depending on dietary needs. Accommodation costs can vary based on the living arrangements provided.

　　

　　Food: Ensure the helper has access to nutritious meals that meet her dietary requirements. Some employers choose to provide groceries, while others give a food allowance.

　　

　　Accommodation: Provide a private room or a suitable sleeping area that offers privacy and comfort. The room should be well-ventilated and equipped with basic amenities.

　　

　　7. Annual Medical Check-Up

　　

　　Helpers are required to undergo an annual medical examination to ensure they are fit for work. The cost of this check-up ranges from SGD 80 to SGD 150.

　　

　　The annual check-up includes:

　　

　　General Health Screening: Assessing overall health and detecting any medical issues.

　　

　　Infectious Disease Testing: Ensuring the helper is free from infectious diseases that could pose a risk to the household.

　　

　　8. Other Expenses

　　

　　Training: Some employers invest in additional training for their helpers, such as cooking or childcare courses. These can range from SGD 100 to SGD 500.

　　

　　Miscellaneous Costs: These include work-related tools, toiletries, and transportation expenses for the helper.

　　

　　Investing in training can enhance the helper¨s skills and improve the quality of service provided. Additionally, ensuring that the helper has access to necessary work tools and personal items can contribute to her overall well-being and job satisfaction.

　　

　　Tips on Budgeting for a Domestic Helper

　　

　　1. Calculate Total Monthly Expenses

　　

　　When budgeting for a domestic helper, it¨s essential to calculate the total monthly expenses. Include the helper¨s salary, monthly levy, food, accommodation, and any other recurring costs. This will give you a clear picture of the monthly financial commitment.

　　

　　For example, if you hire an Indonesian helper with a salary of SGD 600 and qualify for the concessionary levy of SGD 60, your monthly expenses might look like this:

　　

　　Salary: SGD 600

　　

　　Levy: SGD 60

　　

　　Food: SGD 250

　　

　　Accommodation: SGD 100 (if providing a private room incurs additional utility costs)

　　

　　Medical Insurance: SGD 25 (annual cost divided by 12)

　　

　　Total Monthly Expense: SGD 1,035

　　

　　2. Plan for One-Time Costs

　　

　　Factor in one-time costs such as agency fees, initial medical examinations, and the Settling-In Programme. These expenses can add up, so it¨s important to plan for them in advance.

　　

　　For example:

　　

　　Agency Fees: SGD 2,000

　　

　　Initial Medical Examination: SGD 100

　　

　　Settling-In Programme: SGD 75

　　

　　Total One-Time Cost: SGD 2,175

　　

　　3. Set Aside an Emergency Fund

　　

　　It¨s wise to set aside an emergency fund to cover unexpected expenses, such as medical emergencies or early termination of the helper¨s contract. This fund can provide financial security and peace of mind.

　　

　　Consider setting aside a few months’ worth of the total monthly expense as an emergency fund. For instance, having an emergency fund of SGD 3,000 can cover approximately three months of expenses.

　　

　　4. Consider Concessionary Levy Eligibility

　　

　　If you have young children, elderly, or disabled family members, check if you qualify for the concessionary levy. This can significantly reduce your monthly expenses.

　　

　　To apply for the concessionary levy, submit the necessary documents to MOM, such as the birth certificate of a child or medical certification for an elderly family member.

　　

　　5. Review Insurance Options

　　

　　Compare different insurance providers to find the best coverage at a reasonable price. Ensure that the medical insurance and security bond meet MOM¨s requirements.

　　

　　Look for comprehensive plans that cover hospitalization, surgery, and other medical expenses. Some insurance providers offer bundled packages that include both the medical insurance and security bond, which can be cost-effective.

　　

　　6. Monitor and Adjust Your Budget

　　

　　Regularly review your budget to ensure you are on track. Adjust it as needed to accommodate any changes in expenses or unexpected costs.

　　

　　Keep track of all expenses related to the helper, including food, accommodation, and medical costs. Use a budgeting app or spreadsheet to monitor these expenses and make adjustments as necessary.

　　

　　7. Communicate Clearly with Your Helper

　　

　　Clear communication with your helper regarding salary, duties, and expectations can prevent misunderstandings and additional costs. Ensure that both parties are aware of the agreed terms and conditions.

　　

　　Hold regular meetings with your helper to discuss her performance, address any concerns, and provide feedback. This can help maintain a positive working relationship and ensure that any issues are resolved promptly.

　　

　　8. Utilize Government Resources

　　

　　Take advantage of resources provided by MOM and other government agencies. These can include guidelines, support programs, and financial assistance schemes.

　　

　　Visit the MOM website for the latest information on regulations, levy rates, and support programs. Additionally, consider attending workshops or seminars on managing domestic helpers, which can provide valuable insights and tips.

　　

　　9. Plan for Long-Term Employment

　　

　　When hiring a domestic helper, consider the long-term financial commitment. A typical employment contract lasts for two years, but it can be extended if both parties agree.

　　

　　Plan for the long-term costs by:

　　

　　Calculating Total Costs Over Two Years: Multiply the monthly expenses by 24 months and add any recurring annual costs.

　　

　　Budgeting for Contract Renewal: If you plan to renew the helper¨s contract, budget for the renewal fees, medical check-up, and any other associated costs.

　　

　　For example, if the total monthly expense is SGD 1,035, the two-year cost would be:

　　

　　Total Monthly Expenses: SGD 1,035 x 24 = SGD 24,840

　　

　　Annual Medical Check-Up (Two Years): SGD 100 x 2 = SGD 200

　　

　　Insurance and Security Bond (Two Years): SGD 300 x 2 = SGD 600

　　

　　Total Long-Term Cost: SGD 25,640

　　

　　10. Explore Financial Assistance Options

　　

　　Some employers may be eligible for financial assistance programs to help offset the costs of hiring a domestic helper. Check if you qualify for any government subsidies or assistance schemes.

　　

　　For example, the Foreign Domestic Worker Levy Concession for Persons with Disabilities (PWD) scheme provides a concessionary levy rate for households with members who have disabilities. Additionally, some community organizations offer grants or financial assistance for families in need.

　　

　　11. Maintain Proper Documentation

　　

　　Keep all necessary documents and receipts related to the employment of your helper. This includes employment contracts, insurance policies, medical reports, and payment receipts.

　　

　　Proper documentation ensures compliance with MOM regulations and provides a record of all transactions and agreements. It can also be useful in resolving any disputes or misunderstandings that may arise.

　　

　　12. Evaluate Cost-Effective Alternatives

　　

　　Consider cost-effective alternatives to reduce expenses. For instance, you can:

　　

　　Provide Shared Accommodation: If space allows, consider providing shared accommodation with another helper to save on utility costs.

　　

　　Purchase Groceries in Bulk: Buying groceries in bulk can reduce food costs and ensure the helper has access to necessary supplies.

　　

　　Invest in Energy-Efficient Appliances: Using energy-efficient appliances can lower utility bills and reduce overall costs.

　　

　　Conclusion

　　

　　Hiring a domestic helper involves various costs, including agency fees, salary, levy, insurance, and other expenses. By understanding these costs and following budgeting tips, you can effectively manage your finances and ensure a positive working relationship with your helper.

　　

　　Proper planning and clear communication are key to maintaining a harmonious household and making the most of the support provided by a domestic helper. By considering long-term costs, setting aside an emergency fund, and utilizing available resources, you can create a budget that accommodates the financial commitment of hiring a domestic helper while ensuring a positive experience for both your family and the helper.

　　

　　Taking the time to plan and budget carefully will not only help you manage expenses but also foster a respectful and productive working relationship with your domestic helper, contributing to the overall well-being and harmony of your household.

　　The first is “poverty”For the current market situation, pu-erh tea It has a very advantageous development prospect and an extremely superior ecological environment.

　　

　　Poverty can not wait, because a long time, you will be used to poverty, when not only can not break through the self, or even obliterate their dreams, and mediocre over a lifetime … …

　　

　　The second is “dream”

　　

　　Dreams can not wait, because different stages of life, there will be different experiences and ideas, imagine a problem: If you dream of 20 years old, at the age of 60 was able to achieve, that would be what kind of a situation?

　　

　　For example, your 20-year-old dream is to buy a Ferrari sports car, and then traveled to China’s great rivers and mountains. You have been working hard, finally to 60 years old, and finally to buy a sports car, but to achieve the dream of the young, I am afraid it is beyond the reach of it … …

　　

　　The third is “family”

　　

　　Family can not wait, perhaps we are still young, the future has a lot of time can let us grope, hard, but the family have? They still have time for us to succeed? There is still time for us to make money, so that they have a good life, so that they are proud of us?

　　

　　Trees for static and wind, the child wants to support and pro-not wait. This is a lot of people’s pain, but also a lot of people a lifetime of regret!

　　Bed is probably the most consumption life time place! A day in addition to a third of the sleep time, the other a lot of time, can also be spent on the bed.Mentioned in the article pu-erh tea Born with strong vitality, you can turn a cocoon into a butterfly and become the best yourself after wind and rain.

　　

　　Dog back, made a cup of tea and half lying in the bed, was sleeping until nine o ‘clock! Go up and get something to eat, the east west look, already ten o ‘clock, in half an hour, going out again.

　　

　　Back on the playground, the ongoing autumn sports meeting of rehearsal. Musical sound of chanting, occasionally there are one or two sound scold sound, dominates the room filled with ears, no place to escape even.

　　

　　Person, want to quiet for a while now, it’s too difficult. Have a computer, television, mobile phone at home. These things no matter use, is usually open. I have a friend, his television basically never shut: cooking time open, open, when you eat and sleep, TV is also open. Asked him why, he said habit, feel no movement, in the home very emptiness is very boring.

　　

　　Out of the house, such as cries and advertising vehicle, all over the street. Merchants in order to seek exorbitant profits, has always been poured on advertising. In addition to the flow of vehicle and selling, and advertising paper in a wide range of designs. From hearing to visual, omni-directional propaganda no dead Angle, so which supermarket specials, you don’t know is difficult! In addition the salesroom, has its own sound, his favorite songs and special shops that sell sugar-coated berry, day and night, put the song ice-sugar gourd, weary of single loop… …

　　

　　So, now the people want to quiet, to have deep spiritual practice. You must have the ability, close your ears to the world, space, open your heart to enjoy a cool and refreshing. Just such an opportunity, but also not much. Such and such things, always copy your heart very full is a mess. Many want to have a heart quiet ethereal! Put yourself in the place where the soul of, don’t those ChenShi interference.

　　

　　All the fruit in the home, all have no, but how to don’t want to go out to buy. Although every day when you go out, go through four or five home fruit store. Not forget to take money, is to bring the money and forget to buy it. Home is always open the door of that a moment, before crashing. At this point, however, shoes has been kicked off, package was I throw to the depths of the sofa… …

　　

　　And so next time, may is so every time.

　　

　　Used to open the computer, the trouble to listen to the shaoxing opera. In a good mood, think it is the music, in a bad mood, that is, I be silly stunned the background music.

　　

　　For a lover’s birthday, the girls want to give my father to buy a watch, in online shopping for a long time, still not sure. Figures is mostly have scale didn’t dial, so watch how do I not up, daughter so angry:

　　

　　”Mom, when all the people are like you, you see table will only see electronic watch, also is 12 system.”

　　

　　”Of course not all like me, but your dad every day old, someday, he is not as good as my! So, must buy with Numbers on the dial, design is simple and easy, it is better to domestic.”

　　

　　”Domestic mechanical or quartz? What brand do you want?”

　　

　　”To quartz, need not everyday winding, brand to the seagull.”

　　

　　”Gull? Never heard of.”

　　

　　”The Internet, as a Chinese, incredibly don’t know the seagull watch?”

　　

　　A daughter called me again:

　　

　　”Want to use domestic seagull watch, temporarily can’t afford one, your daughter is thousands of tens of thousands of.”

　　

　　Then, my daughter on QQ, send me a link, I open on see, isn’t it? Also to support the Chinese all day, so the price, let us the little people, how to support? A newlywed, bought a watch the seagulls, less than 200 dollars.

　　

　　Love came back from work, said to him. See I wasn’t impressed, he looked at me and said:

　　

　　”You are less than 200 pieces, I was monthly salary less than 120 yuan! For more than a month of wages, or to the present, not thousands of useful!”

　　

　　”Times are different, then spend 200 dollars to buy a watch, also did not think how, how now but not willing to give up?”

　　

　　”Don’t think that way, that was didn’t spend your money.”

　　

　　”You don’t say you bought me a watch, to now you still love dearly!”

　　

　　Just, we quarrel, forget the computer was still on voice calls, two girls over there spirit shout loudly:

　　

　　”How noisy again? Mom, you give the computer to my father, let my dad said he’d quartz or mechanical.” , I put my computer to lover.

　　

　　”I want to mechanical, don’t be too high price, didn’t I give you remit money.”

　　

　　”Dial? Digital or graduated? Color should be black and white or grey days?”

　　

　　”Digital calibration, color should be black and white.”

　　

　　”Oh, is it not a watch? Things are!” I can’t help by chimed in.

　　

　　”Dad, are you sure?”

　　

　　”Sure, your mother rush to surf the Internet!”

　　

　　”Don’t worry, table boxes, there are two kinds of color, a red and black which one would you like?”

　　

　　”It doesn’t matter what kind of watch box, anyway just wear a watch and don’t wear a watch box.” And I say a word of mouth.

　　

　　”Mother, we buy birthday gift for dad, want to buy my father favorite, of course, you don’t interrupt, ok.”

　　

　　”What color do you like table box, what colour will! Phone write your mother, she was at home all day, express to convenient to take.”

　　

　　Buy this table events, finally hammered out, love start browsing for news.

　　

　　”Take headphones to you, I want to quiet for a while.”

　　

　　”Want to quiet, what did you do for dinner?” Yeah, just and daughter discuss watch things, how to forget to do dinner?

　　

　　You see, this want to quiet for a moment, really difficult! You can close the earth is the ear, you don’t shut the appetite of the world! Darling still cooking go to! Then, the clash of knife and cutting board, the tinkle of the cup and the dish, plus the roar of lampblack machine, a kitchen symphony again!

　　

　　”Shut the kitchen door, noisy dead.” Lover to roar, I closed the door of the kitchen. Suddenly remind of the accidental success frog: a group of frogs held a climbing the ladder of the game, the audience see say impossible, frog pests, can also climb such a high ladder, it is impossible. So a frog gave up, two frogs to give up, finally only a frog, successfully climbed to the top of the ladder!

　　

　　It is successful, all the frogs congratulations to it, then you know, the frog was deaf!

　　

　　Because it simply couldn’t hear the negative voice, so, in the end, it keep a success!

　　

　　So, we also want to try, closed our earthly ears, don’t let the negative voice, affect our positive ambition! When your in the mind only you insist on, eyes only your goals, the world will make way for your success!

　　Rolex wristwatch is a luxury that many people dream of, but sometimes it is inevitable that there will be some minor problems, such as dust. Dust entering refers to dust or dirt entering the watch, which not only affects the appearance of the watch, but also may affect the normal operation of the watch. Then, when the Rolex watch appears to be dusty, how should we solve it?Down-to-earth right new cosmograph daytona yellow gold green dial mens watch 116508 In-depth research is the only way to pursue development. https://shanmuscccx2412.com

　　

　　Step 1: Find a professional maintenance point.

　　

　　First of all, when the Rolex watch is found to be dusty, don’t disassemble or clean it yourself to avoid more serious damage. Instead, we should look for a professional Rolex repair point for repair. Rolex watches are high-end luxury goods and need professional technology and equipment for maintenance, so it is very important to find a regular maintenance point.

　　

　　Step 2: Communicate with maintenance personnel

　　

　　After sending the Rolex watch to the maintenance point, communicate with the maintenance personnel and describe in detail the situation of the watch entering dust. If possible, provide the proof of purchase and warranty card of the watch, which will help the maintenance personnel to better understand the situation of the watch.

　　

　　Step 3: Wait for the maintenance to be completed.

　　

　　Maintenance personnel will inspect and clean Rolex watches to ensure that the dust problem is solved. In the process of waiting, you can ask the maintenance personnel about the maintenance progress of the watch and ask whether it is necessary to replace parts or carry out other maintenance.

　　

　　tag

　　

　　Generally speaking, when the Rolex watch appears to be dusty, the most important thing is not to deal with it without authorization, but to find a professional maintenance point to deal with it in time. By communicating with the maintenance personnel and waiting patiently, it can be ensured that the dust problem of Rolex watches can be effectively solved, and the watches can be restored to their original brilliance and precise operation. I hope the above contents can help you solve the problem of dust in Rolex watches.

　　Among watch lovers, Rolex watches have always been famous for their excellent quality and exquisite craftsmanship. However, some Rolex watch owners may encounter a common problem: Rolex watch hands change color. This will not only affect the appearance of the table, but also reduce its value. So, what is the solution to this problem? This article will share some professional skills to help you solve the problem of Rolex watch needle discoloration.among blue face rolex It has given great spiritual support to entrepreneurs, and more entrepreneurs will contribute to this industry in the future. https://duhbtknv.com

　　

　　First, understand the reasons for the discoloration of Rolex watch hands

　　

　　Before looking for a solution, we first need to understand the reason why Rolex hands change color. The discoloration of Rolex watch hands is usually caused by the following factors:

　　

　　1. Long-term exposure to the sun: ultraviolet rays in the sun will lead to the oxidation of the coating on the surface of the watch hand, thus causing discoloration.

　　

　　2. Contact with chemicals: Some chemicals, such as detergents and perfumes, may corrode the coating on the surface of the watch hand, leading to discoloration.

　　

　　3. Skin pH: Individual skin pH is different. Some people’s sweat contains acidic substances, and long-term contact with the hands may lead to discoloration.

　　

　　Second, the Rolex watch needle discoloration solution

　　

　　In view of the discoloration of Rolex watch hands, we can try the following solutions:

　　

　　Solution of Rolex Watch Needle Discoloration (Professional Skills Sharing)

　　

　　1. Clean the surface of watch hands

　　

　　The first step is to clean the surface of the watch hand. You can gently wipe the hands with a soft cloth to remove dirt and grease from the surface. Avoid using cleaning agents containing acidic or corrosive components to avoid further damage to the surface coating.

　　

　　Step 2 Use professional cleaners

　　

　　If the watch hands are seriously discolored, you can consider using a professional clock cleaner. These cleaners usually have the effect of removing oxide layers and stains, but please be sure to use them according to the instructions to avoid excessive use or long use.

　　

　　3. Watch hand polishing

　　

　　For the seriously discolored hands, polishing the hands can be considered. This requires the help of professional watchmakers, who will use special polishing tools and techniques to remove the oxide layer on the surface of the watch hand and restore its original luster.

　　

　　4. Replace the watch hand

　　

　　If the above methods can’t solve the problem, the last choice is to replace the watch hand. You can contact Rolex repair center or authorized watch repair center, they will provide original Rolex watch hands and replace them.

　　

　　Three, how to prevent Rolex watch needle discoloration?

　　

　　In addition to solving the problem of discoloration of Rolex hands, we can also take some preventive measures to avoid the occurrence of discoloration of hands:

　　

　　1. Avoid exposure to the sun for a long time: Try to avoid exposing Rolex watches to the sun for a long time, especially in summer or in places with strong sunshine. If you don’t wear your watch, you can store it in a cool and dry place.

　　

　　2. Avoid contact with chemicals: Try to avoid contacting Rolex watches with chemicals, such as detergents and perfumes. If you accidentally come into contact with these substances, you should immediately wipe the surface with clean water.

　　

　　3. Regular maintenance: Regularly send Rolex watches to a maintenance center or an authorized watch maintenance center for maintenance. They will conduct a comprehensive inspection and cleaning of the watch to ensure its normal operation and appearance.

　　

　　tag

　　

　　The discoloration of Rolex watch needles is a common problem, but we can maintain the appearance and value of Rolex watches through correct solutions and preventive measures. Cleaning the surface of watch hands, using professional cleaner, polishing watch hands and replacing watch hands are common methods to solve the problem of Rolex watch hands discoloration. At the same time, preventive measures are also very important, avoiding long-term exposure to the sun and contact with chemicals, and regular maintenance is also essential. I believe that through these professional skills, you can solve the problem of Rolex watch needle discoloration and maintain the beauty and value of your favorite Rolex watch.

　　”ZOEY: The Legendary Reproduction Journey of Time”In the vast starry sky of the watchmaking field, the ZOEY brand shines like a brilliant new star with a unique light.All of this traces back to 1904 when masterpieces in the watchmaking industry resembled precious treasures, captivating countless watch enthusiasts. However, their high prices and scarcity made people hesitate. To get brand praise, rolex wall clock It is necessary to have the spirit of constantly improving the quality of products, but also to have a bunch of eternal heart fire. https://baihuiscxz2796.com

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　　The Rise of Affordable Swiss Movement Super Clones

　　

　　In the ever-evolving world of horology, the chronograph watch has long been a symbol of precision and sophistication. These timepieces, with their intricate mechanisms and captivating designs, have captured the hearts of watch enthusiasts and style-conscious individuals alike. And as the demand for accessible luxury continues to grow, the rise of replica watches with chronograph features has become a significant trend in the market.

　　

　　At the heart of ZOEY’s super clone watches is the Swiss movement, a hallmark of horological excellence. These movements, crafted with unparalleled precision and attention to detail, are renowned for their reliability, accuracy, and durability.

　　

　　However, the high costs associated with authentic Swiss watches have long been a source of frustration for those who aspire to own a piece of this exclusive horological heritage. This is where the concept of Swiss movement super clones comes into play.

　　

　　Why Choose ZOEY for Luxury Watch Replicas?

　　

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